Head of Product, Credit Risk

1 day ago

Latvia Tallinn Harju Estonia Tartu Tartu Estonia Bondora Full time €60,000 - €120,000 per year

At Bondora, our mission is clear: to empower people to enjoy life more while alleviating the stress of managing finances. Founded in 2008, Bondora has proudly served a diverse community of over 1 million customers for an impressive 16 years.

As a rapidly growing financial technology company, we're reaching new heights with a bold vision. We're set to acquire a banking license, unlocking a world of possibilities for our customers. Our investment product is available Europe-wide, and we're actively expanding our loan product footprint to 11 new countries.

Join us on this journey and let's build the future of finance together

What is this role about?

As Head of Product, Credit Risk, you will be the owner and strategist of Bondora's credit stack. Your work will directly shape how we lend, approve, and scale responsibly across Europe. You will collaborate across Data Science, Legal, Risk, and Engineering teams to deliver scalable, transparent, and compliant credit decisioning products that serve over 1 million customers.

Your main responsibilities will be:

  • Drive the vision and roadmap for our credit decisioning platform, ensure credit decisions are scalable, compliant, and traceable.
  • Collaborate cross-functionally with Data Science, Risk, Legal, and Country teams to ensure alignment and compliance.
  • Enable internal and external configurability of credit products.
  • Support PD modeling and feature engineering initiatives with the Data Science team.
  • Deliver tools for risk managers to configure and test policies with audibility and explainability, advocate for the quality and lifecycle of decisioning data.
What would ensure success in this role?
  • Proven experience building credit decisioning, lending platforms, or risk engines.
  • Deep knowledge of risk and regulatory frameworks.
  • Solid understanding of machine learning for credit scoring and model monitoring.
  • Excellent problem-solving and communication skills, with the ability to bridge technical and business teams.

Bonus points if you have:

  • Experience with platforms like Taktile, Provenir, or similar.
  • Hands-on experience managing portfolio-level risk or affordability policies in a multi-country fintech.
What can you expect at Bondora? 
  • Contribute to Bondora's ambitious goal of reaching 1BN in revenue. Your skills and efforts will directly impact our growth trajectory and shape the future of our company.
  • Our employees deserve the best. We recognize our people with a competitive salary and a generous benefits package (5 weeks of vacation, private healthcare compensation, hobby grant, mental healthcare support, share options and much more)
  • We provide an environment that encourages your personal and professional growth. As we constantly evolve and innovate, you'll have endless opportunities (and budget) to expand your skills and skyrocket your career.
The next steps

If you have the guts, ideas, and a team vision, apply now 

Our hiring process: 

  • Meet Iryna, our Recruiter: Your first interview with Iryna will give you the chance to share your experiences and aspirations. 
  • Assessments: Complete our personality and logic assessments in Alva platform to showcase your strengths.
  • Put your skills to the test: Tackle a home task to present your skills. 
  • Engage with Alexandra, VP of Product, and Mirko our CPO. 
  • Visit our office to meet product stakeholders on Team DNA interview, showcasing your expertise. 
  • The celebration begins: If the stars align, receive an offer to join the Bondora team 

Join our team of Bondorians, and let's make it happen

If you'd like to read how Bondora collects, uses, and protects your personal data during recruitment, please see here.

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