Senior Compliance Officer in AML/CFT/CFP and Sanctions area

Yes, you can That's our attitude towards our work, ambitions, ideas and relationships. We, at Luminor, believe that anyone has the potential to achieve big things and we encourage everyone to achieve them – professionally and personally.

Whoever you are, and whatever your role is, with Luminor you will get a once-in-a-lifetime opportunity to literally build a local banking champion.

We are looking for a Senior Compliance Officer with AML/CFT/CFP and/or Sanctions expertise to join our Financial Crime Compliance Department. In this role, you will play a key part in strengthening Luminor's financial crime prevention framework across the Baltics.

What we expect:

• In-depth knowledge of Baltic and EU AML/CFT/CFP and sanctions regulations

• Minimum 3 years of experience in compliance within the financial sector, audit, regulatory bodies, or similar

• Higher education in law, economics, finance, or a related field

• Familiarity with banking processes and financial sector operations

• Strong analytical and strategic mindset, with the ability to take ownership, work independently, and deliver results

• Excellent organizational skills with a detail-oriented and proactive approach

• Fluency in spoken and written English and at least one Baltic language due to working on a Pan-Baltic and local scope

• Professional certificates such as CAMS, CGSS, ICA will be considered as an advantage

What you will do:

• Lead and perform regulatory mapping to address changes in AML/CFT/CFP and sanctions requirements

• Develop and maintain compliance frameworks and methodologies, including customer risk scoring (CARS) and high-risk country assessments

• Contribute to risk assessments and the New Product Approval Process (NPAP)

• Identify and evaluate financial crime risks, propose mitigation measures and remediation plans, and engage relevant stakeholders

• Provide advisory support to business units on complex AML/CFT/CFP and sanctions matters

• Validate and improve tools and systems used in AML/CFT/CFP and sanctions compliance

• Conduct monitoring and control activities within ML/TF and sanctions risk areas

• Deliver training, guidance and awareness-raising across the organization

• Drive process improvements and lead or participate in related projects

• Represent Luminor in collaboration with regulators and industry associations
  

What's In It For You:

• Flexibility. Flexible working hours, remote work and possibility to work from anywhere in EU, Iceland, Switzerland and UK (in total 90 days per year)

• International teams. Teams that go outside Pan-Baltic borders where people value challenging work together with good humour and having fun

• More vacation. Additional week of vacation available to all employees who have been in the company for 1 year or more

• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes

• Paid leave. We are proud of our employees who are participating in military trainings. Therefore, Luminor offers 30 fully paid calendar days for military trainings every year

• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after first 3 months pass in all three Baltic states as well as Health days in case of your absence due to sickness without doctor note needed

• Wellbeing. Access to tools and resources that help to feel good and be productive at work and in life

• Professional growth. Internal and external training programs, workshops, conferences, online training etc.

• Gross salary. 3,270 - 4,910 EUR/month, which is to be determined depending on your level of experience and competencies

Application deadline is 2nd of February. We are looking for a candidate primarily already located within Baltics and please apply with your CV in English and PDF format