Risk Officer at Risk Department

Group Risk is a global and independent control function at SEB. Our purpose is to understand SEB's risk profile and prevent excessive risk-taking. We identify, measure, monitor, and analyze SEB's risks, including credit, market, liquidity, operational, IT, and insurance risks. We offer an inclusive, value-driven culture where every employee feels valued, respected, and involved.

We are looking for
Risk Officer /Senior Risk Officer (Quantitative Risk Modelling)
to join our team and contribute to the development and maintenance of predictive credit risk models that support SEB's business and regulatory commitments.

About The Position
In this role, you will develop and maintain predictive credit risk models, ensuring alignment with SEB's methodology and regulatory requirements. You will collaborate across teams to provide analytical insights, support IT implementation, monitor models, and contribute to data quality initiatives in the credit risk area.

Your Main Responsibilities

• Data analytics, development, and maintenance of predictive credit risk models
• Applying and improving SEB model development methodology, aligning with the latest regulatory expectations and requirements for the IRB Framework
• Close collaboration with internal and external credit risk modelling experts, including independent model validation, internal audit functions, and other impacted functions
• Collaborating with business areas to provide analytics insights and explain model outputs
• Supporting the IT implementation process
• Setting up and performing regular model monitoring
• Contributing to projects related to data and data quality developments for the credit risk area

To Thrive In This Role, We Believe You Have

• 5+ years of experience in banking, with strong knowledge of credit risk modelling
• Strong data analysis skills, high accuracy, attention to detail, and ability to present complex topics simply to various stakeholders
• Understanding of regulatory requirements and supervisory expectations for IRB banks
• Understanding their interplay with IFRS9 ECL modelling framework and Pillar II area is a significant advantage Goal-driven, proactive, with good cooperation skills and a strong sense of responsibility
• Delivery-oriented mindset, with initiative and ability to address challenges in a high-intensity environment
• A degree in a quantitative area (Data Science, Mathematics, Statistics/Econometrics, Quantitative Economics, Physics, or Economics/Finance with strong quantitative skills)
• Strong programming skills in Python, R, SQL, and understanding of latest code versioning practices
• Excellent communication skills in English

What we offer?

• Being a part of a Baltic team with dedicated and experienced colleagues
• Cooperation with various units of SEB bank and long-term career and development possibilities within the bank
• Opportunity to take part in important development projects in the Baltics
• Challenging, creative and high responsibility tasks, possibility to gain valuable experience and self-development
• Dynamic environment, friendly and welcoming culture
• Extensive training and learning opportunities
• Attractive compensation, health insurance, other employee benefits
• Flexible work environment, opportunity to work partly remotely

Interested?
Welcome to our inclusive culture, where our shared values inspire and uplift our team. We celebrate diversity and strive to ensure every employee feels seen, heard, and valued.

We are looking forward to your application by January 9, 2026.
Since we select candidates continuously, feel free to send in your application before the deadline.

Learn more about working at SEB:
Career | SEB

It is our fundamental belief that inclusion and diversity is crucial to our future success. We strive to have an inclusive, value-driven culture where employees feel valued, respected and involved irrespective of who they are, what they believe or where they come from.

(before tax deduction)

There are two positions: Risk Officer and Senior Risk Officer. The final offer will depend on the experience and competencies of the selected candidate. The overall remuneration package consists of the salary together with other benefits.