Group AML

About Us:
At IPF Digital, we're building a better world through financial inclusion. IPF Digital is a global financial services provider on a mission to build a better world through financial inclusion. We deliver innovative, customer-focused digital lending solutions.

As part of our journey, we're seeking an experienced
Group AML & Fraud Manager
a strategic and hands-on leader who will strengthen our defenses against financial crime and drive excellence in fraud and AML risk management across our global digital markets.

What You'll Do

You'll lead the Group Fraud and AML function — setting direction, ensuring compliance, and empowering local teams to protect the organisation from financial loss, prosecution, and reputational harm. Acting as a trusted partner to Country Managers and Senior Leadership, you will bring deep subject-matter expertise, operational discipline, and the confidence to influence at every level.

Key Responsibilities

• Design and execute IPF Digital's global fraud and AML strategy, ensuring alignment with regulatory frameworks and business objectives.
• Act as the senior expert and advisor to leadership, providing insight, recommendations, and assurance on fraud and AML risks.
• Oversee investigations into significant fraud and money-laundering cases, ensuring learnings are cascaded across the business.
• Drive continuous improvement in risk frameworks, controls, and reporting to keep fraud and AML risks within appetite.
• Lead fraud and AML education, awareness, and capability-building across the organization.
• Stay ahead of regulatory developments and ensure timely implementation of new AML and fraud requirements.
• Represent the function at Board and senior stakeholder level, influencing decisions and shaping long-term strategy.
• Lead and develop a team across multiple markets, fostering a high-performing, collaborative culture.

Knowledge & Experience

• Degree-level education (Certified Fraud Examiner or equivalent qualification required).
• In-depth expertise in fraud risk management, AML legislation, and regulatory frameworks.
• Strong understanding of international markets, risk methodologies, and compliance standards (e.g., COSO).
• Proven track record in a senior AML and fraud management role within a multinational or financial services organisation.
• Experience designing and leading fraud/AML frameworks, conducting major investigations, and managing audits or compliance reviews.
• Strategic leadership experience — setting direction, driving change, and influencing at Board level.
• Excellent communication, influencing, and decision-making skills.
• Analytical and investigative mindset with strong problem-solving abilities.
• Resilient, adaptable, and confident in high-pressure environments.
• Fluent in English; additional European languages are a plus.

What can we offer you

• Competitive salary and annual bonus;
• Wide benefits package;
• Opportunity to work in a dynamic and fast-paced environment;
• Chance to make a real impact on the growth and success of the company.

At IPF Digital, you'll work in a fast-moving, international environment where your expertise will directly shape the company's ability to protect, grow, and innovate. You'll have the autonomy to make an impact — leading global initiatives, building talent, and championing integrity at every level.

Please be aware that we will conduct background checks for the final candidates as part of the recruitment process
.

Here's how our team describes our culture:

"The culture at IPFD is driven by our shared values. People are put first; we accept differences and encourage individuality. Due to our flat business structure, we enjoy collaborating. Although recognition is highly valued, failure is also accepted. Enjoying some good times together is also highly encouraged"

Sounds good? :) Then Please Apply, and let's meet up. ;)