Senior Software Engineer- Wallet

Who we are

Iute Group is a fast-growing fintech company founded in 2008 in Estonia and operating in Albania, Moldova, North Macedonia, and Bulgaria. We provide consumer finance, payments, banking, and insurance services with a mission to deliver an outstanding personal finance experience – powered by technology and elevated by a human touch.

About the role

We are seeking a Senior Software Engineer to strengthen our Wallet team with deep expertise in payments or card technologies. In this role, you will be at the heart of our next-generation payment platform – designing and building secure, scalable, and innovative financial services used by millions of people across Europe.

You will work closely with product, compliance, and engineering teams to deliver wallet functionality, transaction processing, card payments, and integrations with partner banks and payment schemes.

Your responsibilities

• Design and develop high-performance backend systems using Java and Spring Boot
• Implement wallet functionality, transaction processing, and integrations with external payment platforms and APIs (e.g., SEPA, banking partners, card processors)
• Build and optimize systems capable of processing large transaction volumes with speed and reliability
• Collaborate with architects, developers, and stakeholders to deliver secure and compliant solutions
• Mentor junior developers, champion coding best practices, and foster a culture of continuous improvement
• Tackle complex challenges in payment processing, security, and scalability

What we're looking for

• 5+ years of Java development experience, with strong skills in the Spring Framework (Spring Boot, Spring Data)
• Solid background in building scalable, high-availability systems, preferably in payments or fintech
• Experience with microservices architecture, RESTful APIs, and relational database design (PostgreSQL, MySQL)
• Proficiency in front-end technologies like , React or Angular
• Familiarity with cloud platforms (AWS, GCP, or Azure), containerization (Docker), and orchestration (Kubernetes)
• Proactive mindset, strong ownership, and the ability to work independently
• Strong plus: knowledge of SEPA/SWIFT payment systems, fintech compliance (PSD2, AML/KYC), or card processing (issuing, acquiring, Visa, Mastercard integrations)

What makes this role special?

• Build impactful, next-generation payment solutions from the ground up
• Play a strategic role in a rapidly growing fintech company
• Work on real-world problems that affect millions of customers
• Collaborate with passionate professionals across multiple countries and disciplines

What we offer

• Opportunity to work on meaningful fintech products reaching millions of users
• A key role in a fast-growing company with strong career development potential
• Supportive, flexible, and international work environment with a modern HQ in central Tallinn
• Fair and transparent compensation with share options or annual bonus
• Health or sports benefits, extra vacation days, and support for life events
• A professional, experienced, and supportive team

Our tech stack

• Backend: Java, Spring Boot
• Frontend:
• Databases: PostgreSQL
• Architecture: Microservices, REST APIs
• Cloud & DevOps: AWS, Azure; Docker; Kubernetes

Hiring process

Our hiring process is quick and transparent. It starts with a short screening call, followed by an interview with our engineering manager and a technical session including a practical task. We provide timely feedback and value your time.

Please note that this is a full-time, on-site role based at our headquarters in Tallinn, Estonia.

We will only consider applications from candidates currently residing in Estonia
.