Senior Software Engineer

• Contribute to solutions for the card's domain, working on both vendor and in-house applications
• Ensure compliance with banking regulations (PCI DSS, PSD2, Basel III, IFRS, AML/KYC, GDPR)
• Design high-performance banking and financial applications
• Integrate with core banking, payment, and customer channels systems.
• Work on API-driven architectures, microservices, and cloud-native applications
• Implement cloud-based solutions (AWS, Azure, or GCP) and CI/CD pipelines
• Explore AI/ML models for fraud detection, risk assessment, and customer insights
• Ensure high availability, low-latency transactions, and disaster recovery capabilities
• Implement security best practices, including data encryption, identity management, and fraud detection
• Optimize databases and data pipelines for real-time financial processing
• Work in an Agile (Scrum/Kanban) environment with cross-functional teams
• Participate in code reviews, technical discussions, and architectural decision-making

• Demonstrated extensive experience with the Tieto Card Suite, showcasing a deep understanding of its functionalities and applications in payment processing
• Familiarity with Amazon Web Services (AWS) cloud solutions is an advantageous asset, contributing to scalable and efficient system architectures
• Experience with Hardware Security Modules (HSMs) is beneficial, ensuring robust security protocols are in place for transaction processing and data protection
• Experience working with Visa would be a huge plus
• Knowledge of JAVA is considered a plus
• Strong understanding of the Software Development Life Cycle
• Strong knowledge of data structures, data flow charts, programming logic, and codes
• Advanced knowledge of different software development methodologies and supporting team of continuity of relevant methodology
• Proven experience and strong knowledge in banking IT solutions is a huge plus
• Strong knowledge of microservice architecture
• Fluent English is required in spoken and written communication due to working on the Pan-Baltic level

• Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
• International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun
• More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
• Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed
• Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life
• Professional growth. Internal and external training programs, workshops, conferences, online training, etc.
• Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor
• Gross salary. 4,500 - 7,500 EUR/month, which is to be determined depending on your level of experience and competencies

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