Senior FP&A Manager

At Multitude, we're more than just a listed European FinTech company—we're a team driving financial innovation. We provide digital lending and online banking services that empower consumers, SMEs, and FinTechs to grow and succeed.

Powered by our Growth Platform, we operate through three business units: Ferratum, offering seamless mobile banking for consumers; CapitalBox, providing flexible financing for SMEs; and Multitude Bank, supporting non-bank lenders and FinTechs.

In 2024, we achieved €263.7 million in revenue and €20.2 million in net profit, reflecting strong financial growth. With 700+ employees across 25 countries, we're shaping the future of finance in 17 markets. Founded in 2005 in Finland, Multitude is listed on the Frankfurt Stock Exchange (MULT).

Ferratum is a leading digital consumer lending provider offering fast and flexible mobile financial solutions. Founded in 2005 in Finland, it operates in 14 countries, primarily in Europe. Using a proprietary financial platform, Ferratum enables real-time credit scoring and instant consumer credit access, ensuring responsible and seamless banking.

We are looking for a highly analytical and business-oriented Senior FP&A Manager to join our team in Estonia. In this role, you will provide financial guidance to management and stakeholders, support strategic decisions, and drive continuous improvement in reporting, planning, and forecasting processes.

Your Focus

• Provide financial insights and recommendations to management and cross-functional stakeholders.
• Prepare and present high-quality financial reports, forecasts, dashboards, and variance analyses.
• Conduct scenario analyses and deliver concise commentary on business performance.
• Own and improve budgeting and forecasting processes in alignment with company goals.
• Utilize and enhance financial tools, BI platforms, ERP, and planning systems.
• Partner with sales, risk, operations, and accounting teams to support business objectives.

Must-have
Required skills & qualifications:

• Bachelor's degree in finance, accounting, or related field.
• 5–8 years of experience in FP&A, preferably in fintech, banking, or lending.
• Strong analytical and problem-solving skills.
• High proficiency in Excel, PowerPoint, BI tools, and financial planning systems.
• In-depth knowledge of lending/financial industry models and metrics.
• Experience managing complex projects with multiple stakeholders.
• Strong communication and collaboration skills.

Nice-to-have

• Profeffiency in Workday Adapative Planning
• Master's degree or professional certification (e.g., CFA).
• Familiarity with IFRS 9 and credit risk accounting.
• Experience with transfer pricing, corporate governance, or M&A financial modeling and due diligence.

We Offer
At Multitude, we believe in empowering our employees to thrive personally and professionally. Here's what you can look forward to:

• A Truly Global Workplace – work with professionals from 40+ nationalities, bringing diverse expertise, perspectives, and a collaborative international culture.
• Hybrid & Flexible Work – we support work-life balance with remote work options and modern office spaces across Europe.
• A Culture of Growth – we invest in your future, offering LinkedIn Learning, mentorship, and professional development programmes, including HiPo and leadership development initiatives to support career advancement.
• Financial Growth Opportunities – benefit from our share purchase matching programme, allowing you to invest in your future with matched contributions and long-term financial rewards.
• Workation Programme – work remotely from different countries for up to 2 months per year, experiencing new cultures while staying connected and productive.
• Annual Wellness Budget – receive up to €400 per year to support your physical and mental wellbeing.

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