KYC/KYB Due Diligence Specialist

3 days ago

Tallinn, Harjumaa, Estonia Lightyear Full time €30,000 - €60,000 per year
About Lightyear

We're on a mission to make investing better for everyone in Europe. More specifically, we're making it light years better (sorry… we had to). We're combining multi-currency accounts with unlimited access to global markets so that everyone in Europe can invest without sneaky hidden fees or unnecessary barriers.

Over the last 3 years, we've grown from being just an idea to a regulated business in both the UK & the EU, launching in 22 countries and raising $35M along the way. And we've hired a team of 50+ people from some of the best fintechs and startups in Europe.

We've got a stellar group of investors behind us including Lightspeed Venture Partners, Sir Richard Branson, Mosaic Ventures, Taavet Hinrikus, Jaan Tallinn, Sten Tamkivi, Eileen Burbidge as well as a host of angel investors. In 2022, we raised a $25M Series A round and have been covered in CNBC, TechCrunch, Business Insider and City AM.

What you will do

You'll join our Due Diligence Operations team, placing you in a unique position within an early-stage operations function and building things from scratch. Our Specialists are responsible for ensuring we verify our customers as required, by handling tasks such as manually reviewing identity and residency documents for retail customers and reviewing ownership structures, operating activity and business persons identity for business customers, as well as investigating other risk indicators both during and after onboarding. 

Your decisions and actions will directly impact the customers and our product. You will work in a fast-paced, friendly and professional team with a lot of autonomy and little bureaucracy. You'll have the freedom to share ideas and have a lasting impact on our organisation.

As we are an early-stage company, you'll have the opportunity to engage in broader daily operational tasks across KYC/KYB, AML and risk-related spectrums, as well as roll your sleeves up to build new processes and launch new products. You will report to the Head of Compliance Operations. 

  • Analyse, review and evaluate our customers to fulfill internal KYC/KYB requirements;
  • Liaise with customers on KYC/KYB and general queries;
  • Perform due diligence on our customers, incl. EDD, ODD and OEDD and sanctions, PEP and adverse media screening;
  • Automate KYC/KYB processes by collaborating with our product engineering team and working with external partners.
Requirements
  • 2-3+ years of experience in a KYC or KYB role within a regulated financial firm in the UK or EEA is a must.
  • Defined compliance processes and workflows from scratch
  • Worked cross functionally with legal, product and engineering teams
  • Being proficient in SQL is not a must but is highly advantageous
  • Exceptional written and spoken English. You'll be chatting to our customers, partners and of course the rest of the team on a daily basis.
  • An understanding of the investment world is great, but it's not required. A willingness to learn about it is a must, though
Benefits

A competitive startup package with stock options that vest monthly after a one-year cliff

Brand new office in Tallinn (Kalamaja)

Flexible working hours

A flexible approach to working remotely - 2 remote days per week allowed

Private health insurance

All the usual office facilities, including free tea, coffee & snacks

Dog-friendly office (20% distracting, but 100% cute: see here)

Cycling or running to work? We've got showers, bike storage and lockers

Quarterly international team events

Interview process outline
  1. Intro call with a recruiter
  2. Video call with the Head of Customer Operations
  3. Team interview on-site
  4. Meeting with one or both of founders

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