Chief Financial Officer

6 days ago

Tallinn, Harjumaa, Estonia Payoro Full time €120,000 - €240,000 per year

We're hiring a
Chief Financial Officer (CFO)

at
Payoro

.

Payoro is one of Europe's fast-growing payment platforms, trusted by global merchants for seamless
mass payouts and settlements across 88+ IBAN countries

. We combine
traditional payments

with the future of finance - from SEPA and Instant SEPA to
crypto rails and stablecoins

. 

We are on track to
200m+ EUR in annualized transaction volume.

We're now looking for a
hands-on, modern CFO

who can build and lead our finance function from the ground up. This is not a maintenance role - it's a builder's role.

Your Role

You will own the financial operations of Payoro - spanning
accounting, reconciliation, settlements, reporting, and compliance

. You'll also be responsible for
building the finance team

and ensuring our financial infrastructure scales with our growth.

You will report directly to the
CEO & Founder

and collaborate closely with leadership across the group.

Who You Are

  • Experienced in
    accounting, reconciliation, and settlements
  • Proven track record in
    payments, banking, iGaming, or crypto
    (strong plus)
  • Equally comfortable with
    spreadsheets and strategic financial planning
  • Passionate about
    automation, AI, and operational excellence
  • Thrive in
    fast-paced, international environments
  • Agile, pragmatic, and outcome-driven
  • Knowledge of
    regulatory finance
    (PSD2/PSR): safeguarding, own-funds, regulator returns
  • Familiarity with
    MiCA/stablecoin
    scope and responsibilities (desirable, not mandatory)

What You'll Do

  • Develop and implement
    financial strategies
    , long-term plans, and forecasts.
  • Oversee
    accounting operations
    , ensure financial accuracy, manage
    cash flow
    , and analyze performance.
  • Lead
    budgeting and forecasting
    , track performance against goals, and propose corrective actions.
  • Build and manage
    the finance team, fostering high performance and accountability.
  • Implement
    financial controls
    , ensure
    regulatory compliance
    , and mitigate financial risks.
  • Advise the CEO, founder and executive team on
    strategic initiatives
    , including
    M&A, capital allocation, and investments
    .
  • Maintain relationships with
    banks, investors, auditors, and external partners
    .
  • Bring a
    modern, automation-driven approach
    to financial reporting and settlements

What You Get

  • Work from:
    Tallinn, Madrid, Canada, or fully remote
  • Full-time position (100%)
  • Start date:
    Immediately
  • Reports to:
    CEO & Founder

Why Join Payoro

  • Remote-first:
    Work from anywhere and lead on a global scale.
  • High autonomy:
    No red tape - just ownership, speed, and execution.
  • Strategic influence:
    Report directly to the CEO & Founder and help shape the company's direction.
  • Elite team:
    Collaborate with top-tier professionals across Product, Compliance, and Tech.
  • Competitive package:
    Attractive remuneration aligned with your impact.
  • Career growth:
    Fast-track opportunity toward VP roles as we expand in 2026 and beyond.

Why Now? Why You?

The infrastructure is built. The regulatory licenses are in place. The merchants are live. The business is profitable. The market is huge.

What we need is a leader. What we're offering is a rocketship.

This is a rare opportunity to
be the CFO of a global neobank in the making
- without bureaucracy, without politics, and without limits.

Interested?

Apply with your CV/LinkedIn profile.

Let's build the future of payments. Faster, smarter, together.

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