Head of Credit Risk Baltics

2 days ago


Tallinn, Harjumaa, Estonia SEB Full time €5,050 - €7,550

Are you an experienced banking professional with strong leadership skills and extensive knowledge in credit risk management? Do you want to play a key role in safeguarding SEB's regulatory compliance and shaping the credit risk agenda across the Baltics? If yes, then this might be the role for you.

About the job

We are now looking for a Head of Credit Risk Baltics to join the CRO function and the Baltic CRO management team. In this role, you will lead the Baltic Credit Risk team, with a dedicated focus on credit risk models and monitoring. You will ensure that practices are effective, compliant, and aligned with SEB Group standards and regulatory expectations.

Your main responsibilities will include:
  • Driving the credit risk framework for models and monitoring
  • Coordinating and organising credit risk control activities across the Baltics within 2nd line of defence
  • Leading the regulatory agenda and supervisory dialogue in credit risk and modelling matters
  • Acting as a center of competence, supporting and advising top management and other internal stakeholders
  • Collaborating closely with SEB Group CRO function and development teams to set agenda and priorities
To thrive in this role, we believe you have:
  • 10+ years of experience in banking, with deep knowledge of credit risk and IRB models
  • At least 5 years of managerial experience in a credit risk area
  • Strong understanding of regulatory requirements and supervisory expectations
  • Good knowledge of banking products, credit processes and 2nd line responsibilities
  • Delivery oriented mindset, with initiative and the ability to proactively address challenges in a high intensity environment
  • A degree in business, finance or related field
  • Excellent communication skills in English

We are looking for a leader with strong collaboration, communication and influencing skills – someone who can inspire a team, engage stakeholders, and represent SEB in dialogue with supervisors.What we offer:
  • A strategic leadership role with significant impact on SEB's business in the Baltics
  • An opportunity to be part of the Baltic CRO management team and the broader SEB CRO community
  • A modern, flexible and international work environment that values collaboration, learning and growth
  • A chance to contribute to SEB's long-term resilience, sustainability and client trust
Our employees enjoy:
  • Interesting and challenging work in a highly professional international team 
  • Extensive training and learning opportunities 
  • Attractive compensation and access to SEB staff banking with exclusive benefits  
  • A caring, supportive and respectful culture 
  • Numerous opportunities to move internally - horizontally and vertically 
  • Long-term stability
€5,050 - €7,550 a month (before tax deduction) The final offer will depend on the experience and competencies of the selected candidate. Overall remuneration package consists of the salary together with other benefits. 

Do you want to be a part of SEB? 

Welcome to join our inspiring culture and dedicated team distributed across the Baltic states and beyond.

We are looking forward to your application by October 10, 2025.

Learn more about working at SEB Create your success story with SEB | SEB​

​It is our fundamental belief that inclusion and diversity is crucial for our future success. We strive to have an inclusive, value-driven culture where employees feel valued, respected and involved irrespective of who they are, what they believe or where they come from.​



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