Mid-Level Accountant

About us

Wallester is a cutting-edge financial technology company that specializes in providing innovative solutions for businesses seeking to modernize their payment systems. By offering white-label card issuance platforms, seamless integration with existing infrastructure, and comprehensive support for both digital and physical cards, Wallester empowers companies to enhance their financial services and customer experience. Recognized as a leader in the FinTech space, Wallester has earned a reputation for its state-of-the-art technology, security, and scalability. Whether you are a startup or an established enterprise, Wallester delivers flexible, reliable solutions tailored to meet the evolving needs of the digital economy.

Key responsibilities:

Financial Accounting & Reporting

• Prepare and review monthly, quarterly, and annual financial statements.
• Reconcile bank, client, and settlement accounts, ensuring alignment of transactions.
• Maintain general ledger accuracy.
• Manage group consolidation.
• Prepare internal reports for the company management.

Regulatory Compliance

• Ensure compliance with Estonian Financial Supervision and Resolution Authority (Finantsinspektsioon) requirements under the Payment Institutions and E-Money Institutions Act.
• Support the management with both ad-hoc and recurring financial data for:
  - Capital adequacy and safeguarding requirements (e.g., segregation of client funds).
  - Reporting obligations to Finantsinspektsioon (FSA) and the Bank of Estonia (Eesti Pank).
  - Any other reports as needed.
• Liaise with external auditors and regulatory inspectors.

Tax and Statutory Duties

• Oversee VAT, payroll tax, income tax and cross-border reporting.
• Ensure timely submission of tax declarations and coordinate with the Estonian Tax and Customs Board.

Assets and Cash Management

• Timeley preparation of cash flow and client funds reports.
• Support finance department by providing reconciliation of payment gateways, acquirers, and wallets.

Process Improvement and Systems

• Optimise accounting processes, automation, and use of ERP or PSP transaction systems.
• Review and improve the existing prodcedures, drafting of new ones.
• Collaborate with IT/Finance to ensure accounting data integrity.

Team Leadership and Mentoring

• Supervise junior accountants, review their journal entries and reconciliations.
• Train team members in PSP-specific accounting practices

Requirements

• Minimum 5 years of professional accounting experience, with at least 2 years as a mid level accountant, ideally within fintech, financial services, or payment institutions.
• Strong knowledge of Estonian accounting standards, tax regulations, and financial reporting requirements.
• Experience with accounting software, knowledge of the SAF program are an advantage.
• Understanding of payment flows, reconciliation processes, and regulatory requirements under the Payment Services Directive (PSD2) is a plus.
• Fluency in Estonian and English (C1 level), both written and spoken.
• Strong analytical, organizational, and communication skills.
• Attention to detail and ability to work independently in a fast-paced, regulated environment.

What we offer

• Competitive salary
• Medical Insurance upon the completion of the probationary period
• A modern office in the center of Tallinn
• Referral program
• Stebby
• Free parking
• Growth and Development – We invest in your professional journey with continuous learning opportunities, skill development programmes, and a clear path for career progression.
• Collaborative and Innovative Environment – Join a talented, motivated team that thrives on creativity, innovation, and collaboration in a fast-paced Fintech setting.
• Team Events and Company Celebrations – Take part in regular team-building activities and company-wide events that strengthen connections and celebrate shared success.